About Us
LoanGuru is Digital Lending Platform Providing Retail Loan Products From Banks & Financial Institutions.
CONTACT
support@loanguru.co.in
+918851158627
Terms and Conditions of LoanGuru.co.in
Welcome to LoanGuru.co.in (“we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your access to and use of our website https://loanguru.co.in/ (the “Site”) and the services provided through the Site (the “Services”). By accessing or using our Site or Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not access or use our Site or Services.
Eligibility
1.1 You must be at least 18 years old and have the legal capacity to enter into contracts in order to access or use our Site or Services. By accessing or using our Site or Services, you represent and warrant that you meet these eligibility requirements.
Use of Site and Services
2.1 You may use our Site and Services for lawful purposes only. You agree not to use our Site or Services in any way that violates applicable laws or regulations.
2.2 You agree not to:
Use our Site or Services for any illegal or unauthorized purpose;
Interfere with or disrupt the operation of our Site or Services;
Attempt to gain unauthorized access to any portion of our Site or Services;
Transmit any viruses, worms, or other malicious code;
Use any automated means to access or use our Site or Services; or
Engage in any conduct that restricts or inhibits any other user from using our Site or Services.
Registration and Accounts
3.1 In order to access certain features of our Site or use certain Services, you may be required to register for an account. When you register for an account, you agree to provide accurate, current, and complete information about yourself as prompted by the registration form.
3.2 You are responsible for maintaining the confidentiality of your account credentials and for any activity that occurs under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
Intellectual Property
4.1 All content on our Site, including text, graphics, logos, button icons, images, audio clips, and software, is the property of LoanGuru.co.in or its licensors and is protected by copyright, trademark, and other intellectual property laws.
4.2 You may not reproduce, distribute, modify, transmit, or otherwise use any content from our Site without our prior written consent.
Disclaimer of Warranties
5.1 OUR SITE AND SERVICES ARE PROVIDED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
5.2 WE DO NOT WARRANT THAT OUR SITE OR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
Limitation of Liability
6.1 TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOST PROFITS, LOSS OF DATA, LOSS OF USE, OR INTERRUPTION OF BUSINESS, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE OUR SITE OR SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
6.2 OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR YOUR USE OF OUR SITE OR SERVICES SHALL NOT EXCEED THE AMOUNT PAID BY YOU, IF ANY, TO US DURING THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO SUCH LIABILITY.
Indemnification
7.1 You agree to indemnify, defend, and hold harmless LoanGuru.co.in and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or in connection with your use of our Site or Services or your breach of these Terms.
Governing Law and Jurisdiction
8.1 These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflicts of law principles.
8.2 Any dispute arising out of or in connection with these Terms or your use of our Site or Services shall be subject to the exclusive jurisdiction of the courts located in Delhi, India.
Changes to Terms
9.1 We may update these Terms from time to time by posting a new version on our Site. Your continued use of our Site or Services after any such changes constitutes your acceptance of the new Terms.